Terms and Conditions and Return Policy of Trade Risk Guaranty Brokerage Services, LLC
Terms and Conditions
This Terms and Conditions governs the manner in which Trade Risk Guaranty Brokerage Services LLC collects, uses,
maintains and discloses information collected from users (each, a "User") of the TradeRiskGuaranty.com website ("Site").
This Terms and Conditions applies to the Site and all products and services offered by Trade Risk Guaranty Brokerage Services LLC.
License to use Site
Unless otherwise stated, Trade Risk Guaranty Brokerage Services LLC, or our licensors,
own the intellectual property rights in the website and material on the website.
All intellectual property rights are reserved. Users are not permitted to:
- Republish material from this Site (including republication on another webiste)
- Sell, rent or sub-license material from the Site
- Reproduce, duplicate, copy or otherwise exploit material on the Site for a commercial purpose
- Edit or otherwise modify published material on the Site
Acceptable Use
Users are not permitted to use the Site in any way that causes, or may cause,
damage to the website or impairment of the availability or accessibility of the Site;
or in any way which is unlawful, illegal, fradulent or harmful, or in connection with any unlawful,
illegal, fraudulent or harmful purpose or acivity.
Personal identification information
We may collect personal identification information from Users in a variety of ways,
including, but not limited to, when Users visit our site, register on the site, place an order,
fill out a form, respond to a survey, subscribe to the newsletter and in connection with other activities,
services, features or resources we make available on our Site. Users may be asked for, as appropriate, name,
email address, mailing address, phone number, and credit card information.
Users may, however, visit our Site anonymously.
We will collect personal identification information from Users only if they voluntarily submit such information to us.
Users can always refuse to supply personal identification information, except that it may prevent them from engaging in
certain Site related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site.
Non-personal identification information may include the browser name,
the type of computer and technical information about Users means of connection to our Site,
such as the operating system and the Internet service providers utilized and other similar information.
Web browser cookies
Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive
for record-keeping purposes and sometimes to track information about them.
User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent.
If they do so, note that some parts of the Site may not function properly.
How we use collected information
Trade Risk Guaranty Brokerage Services LLC collects and uses Users personal information for the following purposes:
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To improve customer service
Your information helps us to more effectively respond to your customer service requests and support needs.
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To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the
services and resources provided on our Site.
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To improve our Site
We continually strive to improve our website offerings based on the information and feedback we receive from you.
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To process transactions
We may use the information Users provide about themselves when placing an order only to provide service to that order.
We do not share this information with outside parties not related to Trade Risk Guaranty Brokerage Services LLC,
except to the extent necessary to provide the service.
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To administer a content, promotion, survey or other Site feature
To send Users information they agreed to receive about topics we think will be of interest to them.
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To send periodic emails
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To market other products and services sold by and/or through Trade Risk Guaranty Brokerage Services LLC
The email address Users provide for order processing, will be used to send them information and updates pertaining to their order.
It may also be used to respond to their inquiries, and/or other requests or questions.
It may also be used to provide Users informational emails that may include company news, updates,
related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails,
we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access,
alteration, disclosure or destruction of your personal information, username, password,
transaction information and data stored on our Site.
Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel
and is encrypted and protected with digital signatures.
Sharing your personal information
We do not sell, trade, or rent Users personal identification information to parties or companies outside of the
Trade Risk Guaranty Brokerage Services LLC family of related companies with related products and services.
We may share generic aggregated demographic information not linked to any personal identification information
regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.
We may use third party service providers to help us operate our business and the Site or administer activities on our behalf,
such as sending out newsletters or surveys. We may share your information with these third parties for those limited
purposes provided that you have given us your permission.
Third party websites
Users may find advertising or other content on our Site that link to the sites and services of our partners,
suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that
appear on these sites and are not responsible for the practices employed by websites linked to or from our Site.
In addition, these sites or services, including their content and links, may be constantly changing.
These sites and services may have their own privacy policies and customer service policies.
Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that
website\'s own terms and policies.
Changes to this Terms and Conditions
Trade Risk Guaranty Brokerage Services LLC has the discretion to update this Terms and Conditions at any time.
When we do we will revise the updated date at the bottom of this page.
We encourage Users to frequently check this page for any changes to informed about how we are helping to
protect the personal information we collect. You acknowledge and agree that it is your responsibility to
review this Terms and Conditions periodically and become aware of modifications.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy and terms of service.
If you do not agree to this policy, please do not use our Site.
Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
RETURN POLICY
Trade Risk Guaranty Brokerage Services LLC is a licensed Insurance Agency in all 50 United States,
and the District of Columbia, contracted by agency agreements with several different “Insurance Companies”.
Insurance agents are typically, as in this case, separate and distinct entities from the Insurance Companies they represent.
Insurance policies are contracts between Insureds and the Insurance Company that underwrites the policy.
Insurance agencies bring Insured and Insurance Companies together.
Trade Risk Guaranty Brokerage Services LLC’s products fall within the category of insurance policies.
As such, insurance policy refunds and credits are typically subject to the decision of the Insurance Company.
The typical insurance policy is written for a one year term for a stated annual Premium.
The Premium for the policies that are sold by Trade Risk Guaranty on behalf of our Insurance Companies are considered “earned”
on the first day the policy begins. This means that unless cancelled before the first day of the paid term,
no refund or credit is provided for either premium or applicable fees.
Any prepaid terms that have not gone into effect are refunded in full for the prepaid premium and fees.
Contacting us
If you have any questions about this Terms and Conditions, the practices of this site, or your dealings with this site, please contact us at:
Trade Risk Guaranty Brokerage Services LLC
TradeRiskGuaranty.com
3701 Trakker Trail Suite 1B, #65 Bozeman MT 59718
(406) 922-6500
info@TradeRiskGuaranty.com